As much as BofA irritates me, they saved my ass this morning. A representative from their Fraud Detection office called me this morning asking me if I had authorized a check that was WAY more than what was in my check account right now. I didn't recognize the name of the person or the company's name that was on the check! SCARY that someone would have that much info on me to be able to do that!!! Bastards!
I filed my claim with BofA and went through the steps of closing my account and getting a new one. The only drawback is that I don't get new checks until next week and I don't have auto deposit on my paycheck for this cycle. The nice BofA rep I was dealing with at the Chinatown branch was kind enough to offer me a free cashier's check if I needed it before my actual checks arrived.
Lessons learned -
1. Don't make online payments or do online banking over unsecured wireless networks...never again!
2. Make sure your firewall is functioning the entire time!
3. Keep your account info as confidential as possible, particularly to those who have absolutely no business having it.
4. NEVER NEVER carry your social security card on you! If your wallet gets stolen with the card, it makes it that much easier to apply for finance with your identity...yes speaking from experience! After that, I've made it virtually impossible for other people to apply for finance under my identity and have made it even more difficult for me to get credit...may have a been a good thing for me. :-)
Safe shopping, my lovelies!
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